We specialize in the construction industry. We write General Liability coverages for GC Homebuilders including subcontractors and artisan contractors. Our programs offer minimum premiums to meet the needs of the small artisan contractors and for those who are in need of excess/umbrella liability.
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General Liability for General Contractors
Work Completed by Subcontractors is Covered; Including Insured, Uninsured & Underinsured
•Residential and Commercial
• New Ventures are Eligible
• $750 Minimum Premium
• Claims Made & Occurrence Forms Available
• $1,000,000 / $2,000,000 Aggregate Limits Available
Roofing Contractors Program Details and Highlights
• Residential & Commercial
• Multiple Markets Available
• $1,000,000 / $2,000,000 Aggregate Limits Available
• New Ventures are Eligible
• Coverage Available for Work Performed from 3 to 5 Stories
• “Buyback” of Certain Exclusions Available; Including the Hot Tar Exclusion, the Open Hole Exclusion and the Torch or Open Flame Exclusion
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General Liability for Artisan Contractors
The Artisan Contractors Program automatically includes most commonly required coverage’s, so it’s easy to rate, quote, and write.
• Minimum Premium: As Low as $500 (depending on class)
• Residential and Commercial
• New Ventures are Eligible
Liability Limits:
Minimum: $100,000 per occurrence & $200,000 aggregate
Coverage’s Included:
The following coverage’s are automatically included in the program and in the single rate:
• $5,000 Medical Payment per Person
• $100,000 Fire Legal Liability
• Personal and Advertising Injury
• Products and Completed Operations
Listing of Eligible Classes
• Appliance & Accessories: Installation & Service
• Cabinet Makers & Installers
• Carpet Cleaning
• Cleaning Services: Residential or Office
• Driveway/Sidewalk: Paving and Repairing
• Dry Wall or Wallboard: Hanging & Taping
• Electrical Wiring (Excluding Alarm Work)
• Landscape, Gardening
• Marble, Terrazzo, Tile or Stone Work
• Office Machines & Appliances or Computers: Repair or Service
• Overhead or Garage Door Installers
• Painting (Excluding Spray Painting)
• Paperhanging
• Plastering: Interior Only
• Siding Installation (Excluding Stucco)
• Plus Others…
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Excess Liability/Umbrella
Excess liability is available for all eligible classes